We offer condo owners protection for the interior of your unit from covered losses such as fire, smoke, and theft. If you own the exterior and interior of the unit, as well as the patio, balconies, and any outdoor areas, we offer different levels of protection from covered losses.
We also offer liability insurance to protect you from legal fees, investigative costs, and damage awards up to the policy limits if you’re found legally liable for an incident on or off your property.
Structural Coverage:
Unlike renters insurance, which typically covers only personal belongings, condo and townhome insurance provides coverage for both your unit's interior and exterior structure. This includes walls, floors, ceilings, and fixtures within your unit.
In the event of damage from perils like fire, windstorms, or vandalism, your condo or townhome insurance policy helps cover repair or replacement costs, ensuring that your home is restored to its original condition.
Personal Property Protection:
Just like renters insurance, condo and townhome insurance safeguards your personal belongings from risks such as theft, fire, or water damage. From furniture and electronics to clothing and appliances, your possessions are financially protected.
It's essential to assess the value of your belongings and choose coverage limits that adequately protect your assets, ensuring that you're not left financially vulnerable in case of a loss.
Liability Coverage:
Liability protection is another crucial component of condo and townhome insurance. Whether it's a slip-and-fall accident in your unit or damage caused to a neighbor's property, your insurance policy helps cover legal fees, medical expenses, and damages.
With liability coverage, you can rest assured knowing that you're protected from potential lawsuits and financial liabilities resulting from unforeseen accidents or incidents.
At Germania Insurance, we understand that every condo or townhome owner has unique insurance needs. That's why we offer customizable insurance solutions tailored to your specific requirements.
Personalized Service: Our experienced insurance professionals are dedicated to providing personalized assistance and guidance tailored to your individual needs. Whether you have questions about your policy or need to file a claim, we're here to help every step of the way.
Competitive Rates: We offer competitive rates on condo and townhome insurance policies without compromising on coverage or quality. With us, you can enjoy comprehensive protection at an affordable price.
Trust and Stability: With over a century of experience in the insurance industry, we have built a reputation for trustworthiness, stability, and financial strength. You can trust us to protect your home and assets with reliable insurance solutions.
Don't leave your investment and lifestyle unprotected. Contact a Germania Insurance Authorized Agent today to learn more about our condo and townhome insurance options and get a free quote. Your peace of mind is our priority.
Purchasing a home is probably the largest investment you’ll ever make. That’s why it’s important to protect your home from the unexpected events life throws your way.
Regardless of the size of your property or how you use the land, we can help customize the policy to fit your needs.
Just because you don’t own your home doesn’t mean it’s not filled with valuable items that you want to protect.
Give yourself peace of mind by insuring your condo or townhome from unplanned disasters.
Being a landlord comes with a lot of responsibilities, make sure you have the proper insurance coverage for your tenant-occupied properties.
Germania’s Umbrella policy can protect you, your family, and your assets from the unexpected.
Whether you rent property or own a home, live in town or in the country, have a family or live the single life, accidents are a part of everyday life.
A Germania Farm Liability policy will protect your assets from claims that result from bodily injury and property damage to others.
A Farm Umbrella Liability Policy is an extra layer of liability protection that goes above and beyond the limits of your underlying Farm Liability Policy.
We’re here for you, 24/7/365.
855-548-3455
File a claim online, by phone or by contacting your agent.
1-877-GERMANIA
