We can help you plan for your family’s future financial security. A Germania Life insurance policy offers a wide range of insurance products that can be tailored specifically to you and your family’s needs.
Contact Germania Life at: 1-800-392-2202 ext. 2060 or firstname.lastname@example.org
Whole Life Insurance
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Whole life insures you for your whole life and pays a cash benefit to your designated beneficiaries. Most of our whole life plans are available from birth to a maximum age of 85.
One advantage of whole life coverage is that it gains cash value that accumulates on an annual basis. This cash value is available to the policyholder for a loan on the policy or if the policy is surrendered. Policy loans are currently available at 10% interest.
Term Life Insurance
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Protect your loved ones from financial burden. The stress of financial burdens can be eased with a term product.
Term Life policies provide greater coverage for a smaller premium and they insure you for a specific time. Term policies are great for debt or mortgage protection.
Decreasing Term Life Insurance
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With a Decreasing Term Life Insurance policy, Germania can help your family protect what's most important in their lives by covering everything else.
From paying off student loans and buying your first home to helping your children move out of the house, different stages of life carry different financial needs. As your pay off your debts (like a mortgage or car payment) those financial needs decrease. A Decreasing Term Life Insurance policy is like Term Life Insurance, except the death benefit decreases over the life of the policy. This means you can purchase a greater amount of coverage for your family at a more affordable premium.
Because the benefit is paid directly to the beneficiary in your family, it can be used to pay off any outstanding debt – not just a mortgage.
USA Patriot Act Notice
Important Information About Procedures for Purchasing Certain Life Insurance Products
To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions including life insurance companies who offer certain products to obtain, verify, and record information that identifies each person who applies to purchase such products.
What this means for you:
When you purchase a qualifying life insurance product, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see a photo identification, which may consist of your driver’s license or other identifying documents. This verification process may include the use of third party sources to verify the information provided to us.