Governor's Division of Emergency Management

Articles used with permission from the Governor's Division of Emergency Management Office.

Pre-Season Checkup

Properly preparing for hurricane season begins well before one is even spotted in the Gulf. Performing an inventory of your property and possessions is recommended, and is a good idea any time of the year. Germania's Home Inventory Checklist can help you create a record of your valuables.

Watch? Warning? What's the difference?

A Hurricane Watch means a hurricane has become a threat to coastal areas. Residents and businesses in those areas should monitor the situation and be prepared to take precautionary action promptly if a hurricane warning is issued.

A Hurricane Warning indicates that hurricane force winds, dangerously high water, and rough seas are expected in a specific coastal area within 24 hours and precautionary actions should begin immediately.

If a hurricane warning is issued...

  • Protect windows with plywood or storm shutters.
  • Turn your refrigerator to its coldest setting and keep closed.
  • Put vehicles in a garage or other shelter. Make sure that your boats, trailers and farm equipment are secure.
  • Move lawn furniture and lawn equipment indoors or under cover.
  • Keep emergency phone numbers handy including the phone number to your Germania agent.

After the Storm

Check your property for damage. Contact your Germania agent to promptly report damage. Follow immediately with a written claim to protect your rights under Texas´ prompt-payment law.

Make reasonable and necessary repairs to protect your home and property from further damage. Cover broken windows and holes to keep rain out. Do not make permanent repairs before a claims adjuster inspects the damage. Keep a record of your repair expenses and save all receipts. Photograph the damage. Try to be present when the adjuster inspects your damage.

Did you know...

  • Hurricane season lasts from June 1 through November 30.
  • August and September are the peak months of the hurricane season.
  • Hurricanes can last more than two weeks over open waters.
  • Most hurricane-spawned tornadoes occur within 150 miles of the coastline.
  • The Gulf of Mexico hurricanes produce more tornadoes than Atlantic storms.
  • A hurricane’s eye can be 20 to 30 miles in diameter.

* Sources: Federal Emergency Management Agency & National Oceanic and Atmospheric Administration