Since our beginning in 1983 Germania Life has focused on providing competitively priced life insurance products to our customers. Whether the life insurance is for a child or a person looking ahead to retirement, we can help fill that need with personalized service and products that we are known for.

So please take a look at what we have to offer and then call 1-800-392-2202 to find the Germania agent closest to you. If you prefer you can call our Customer Response Unit at the same number or email them at and they will be glad to contact you at a time convenient for you.

Listed below are the life insurance products we offer. Just click on any one of them and find more information about the policy and what it offers.




5 Year Renewable & Convertible Term
10, 20 and 30 Year Level Term


Flexible Premium Deferred Annuity

Frequently Asked Questions:

How much life insurance coverage do I need?

This will depend on how many people are in your family, whether you are married, have children or others you care for and the total amount of your debts. A qualified Germania life agent will be happy to help you determine just the right coverage.

Do you sell mortgage insurance?

Yes, we have several alternatives to protect your family, home or business. A Germania life agent will be happy to discuss the options and help you select the right policy for your family.

What is the difference between whole life and term life insurance?

Whole life insurance is a policy that is permanent, providing protection for the entire life of the insured, if premiums are paid as specified in the policy. Term life insurance provides protection for a certain period of time and pays no benefits after that period ends. A Germania life agent can help you decide which is appropriate for you.

Do you offer annuities?

Yes. Annuities, like life insurance policies, are purchased with premium payments. We have regular annuities, IRA’s and self-employed Pension Plans that can help provide income for retirement or other future needs. Check with your Germania life agent to see what type of annuity best fits your plans.


Products offered by

PO Box 645
Brenham,TX 77834 - 0645
Phone (979) 836 - 5224
Toll-free (800) 392 - 2202
Fax (979) 277 - 1917