Texas Life Insurance Frequently Asked Questions (FAQs)


Welcome to our FAQ page on Texas life insurance!

We understand that navigating the world of life insurance can be overwhelming, but we're here to provide answers to the most common questions Texans have about life insurance. Explore our frequently asked questions below to gain a better understanding of how life insurance works and how it can protect your loved ones in Texas.

Still have a question about life insurance? Request a free quote online or contact a knowledgeable Germania Life agent at 1-800-392-2202 ext. 2060, glife@germaniainsurance.com.

  • What is life insurance?
  • How much life insurance do I need?
  • What types of life insurance are there?
  • What is the difference between term and permanent life insurance?
  • How much does life insurance cost?
  • Do I need a medical exam to get life insurance?
  • Can I buy life insurance for someone else?
  • Can I change my life insurance policy?
  • Do I have to pay taxes on life insurance benefits?
  • Can I have multiple life insurance policies?
  • What happens if I stop paying my premiums?
  • When should I buy life insurance?
  • Can I borrow money from my life insurance policy?
  • Can I cancel my life insurance policy?
  • Do I need life insurance if I am single and have no dependents?


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