We can help you plan for your family’s future financial security. A Germania Life insurance policy offers a wide range of insurance products that can be tailored specifically to you and your family’s needs.

Contact Germania Life at: 1-800-392-2202 ext. 2060 or glife@germaniainsurance.com



Whole Life Insurance

Nov 6, 2019, 14:50 PM

Whole life insures you for your whole life and pays a cash benefit to your designated beneficiaries. Most of our whole life plans are available from birth to a maximum age of 85.

One advantage of whole life coverage is that it gains cash value that accumulates on an annual basis. This cash value is available to the policyholder for a loan on the policy or if the policy is surrendered. Policy loans are currently available at 10% interest.

Economy Whole Life

  • Permanent whole life insurance
  • Guaranteed premium
  • Guaranteed level death benefit to age 121
  • Guaranteed cash value to age 121
  • Non-participating

Participating Whole Life

  • Guaranteed cash value to age 121
  • Guaranteed level premium payable to age 121
  • Eligible to earn dividends; however, dividends not guaranteed

10-Pay & 20-Pay Whole Life

  • Guaranteed cash value to age 121
  • Limited payment whole life insurance
  • Guaranteed level death benefit to age 121

10-Pay Whole Life - Juvenile

  • 10-Year limited payment period
  • Guaranteed cash value
  • $15,000 or $25,000 face amount
  • Guaranteed insurability built in

Prime Life

  • Guaranteed cash values
  • Simplified underwriting
  • Guaranteed premium
  • Issue age: 50-85
  • $3,000 to $25,000