The Germania Story

How it all started

Germania Mutual Aid Association was organized in 1896 in Perry, Texas under the leadership of Otto Rau, the first president. It was formed to provide property protection for farm property. At that time insuring property in rural and small community areas was virtually impossible. The 31 founding members, including Rau, saw the need for dependable mutual insurance and committed to the principle that bearing one another’s burdens made them all stronger.

In 1960, the name changed to Germania Farm Mutual Aid Association to comply with the state’s requirements. However, it wasn’t until 1982 when the name formally changed to Germania Farm Mutual Insurance Association (GFMIA).

Now known simply as Germania Insurance, the Association now has over 200,000 members and as a farm mutual, we are unique:

  • Members have a voice in their Association;
  • Membership meetings play an essential part in reinforcing our membership-owned farm mutual insurance concept – setting Germania Farm Mutual Insurance Association apart from most other insurers in Texas and;
  • Approximately 360 active Local Chapters/agencies
  • Insure only property in Texas

Headquartered in Brenham, Texas, Germania has grown into the largest farm mutual insurance company in Texas. It is comprised of subsidiary companies, Germania Insurance Company (1978), Germania Life Insurance Company (1983), Germania Fire & Casualty Company (1984), Germania General Agency (1986), Germania Select Insurance Company (2002) and Texas Heritage Insurance Company (2006). These companies enable us to offer a full range of insurance products–home, auto, liability, commercial and life insurance, plus the financial services of Germania Credit Union, a member–owned credit union.

Looking to the Future

Germania remains true to its tradition by providing fair and honest insurance protection to its members. It remains committed to the principle of building a stronger future for our members by maintaining our Association’s strength and to offering quality insurance products.

To discover why Germania is "The Insurance Texans Trust®," use find an agent, or call 800-392-2202 to located an agent near you.


Germania is committed to provide fair and honest insurance protection through competitive products and responsive service.


Germania Insurance
PO Box 645
Brenham,TX 77834-0645
Phone (979) 836 - 5224
Toll-free (800) 392 - 2202
Fax (979) 830 - 7547

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